Clear pricing, no surprises
Here's exactly how insurance works and what counseling costs, so money questions don't stand between you and getting started.
Insurance
I'm able to accept PPO plans from the following insurers by billing under my clinical supervisor. HMO and other plan types aren't accepted at this time.
- Aetna
- Blue Cross Blue Shield
- Cigna
- United Healthcare
Every plan is different. Coverage, copays, coinsurance, and deductibles vary from one plan to the next, even within the same insurance company. Before your first session I verify your benefits with your insurer and let you know what your cost per session is expected to be, so there are no surprises.
Insurance availability is limited. I maintain a set number of spots for insurance clients, and once those are filled, new clients are seen on a self-pay basis until a spot opens.
Out-of-network and superbills
If your plan isn't listed, you may still have out-of-network benefits. On request I can provide a monthly superbill (an itemized receipt) that you submit to your insurer for possible reimbursement. Ask your plan about "out-of-network outpatient mental health" coverage.
Self-pay (cash pay) rates
These are the rates if you are not using insurance.
| Session | Fee |
|---|---|
| Free consultation15 minutes by phone or video. For you, or for parents of a child or teen. | $0 |
| Intake sessionYour first full session. We cover your history, goals, and a plan. | $125 |
| Individual sessionOngoing sessions for teens and adults, including EMDR. | $100 |
| Parent consultation25 minutes. The first step for children's counseling. | $50 |
| Parent check-in25 minutes. Any time you want to talk through themes, progress, and ways to support your child during play therapy. | $50 |
| Children's play therapy sessionOngoing online play- and art-based sessions for ages 8 to 12. | $100 |
Payment is collected through the secure client portal, where you can keep a card on file. Many clients also use HSA or FSA funds.
Reduced-fee spots
I reserve a limited number of spots at a reduced rate for clients experiencing financial need. If cost is the only thing holding you back, please ask during your consultation. If those spots are full, I'll add you to a waitlist and point you toward other low-cost options.
Good Faith Estimate notice
Under the federal No Surprises Act, health care providers must give clients who don't have insurance, or who aren't using insurance, an estimate of the expected cost of services.
You have the right to receive a Good Faith Estimate for the total expected cost of counseling, including intake and ongoing sessions. You can ask for one before you schedule, and you'll receive one in writing before your first session. If you receive a bill that is at least $400 more than your estimate, you can dispute it. Keep a copy of your estimate. For questions or more information, visit cms.gov/nosurprises.
Cancellations
Life happens, and I understand that. I ask for at least 24 hours' notice to cancel or reschedule so the time can be offered to someone else. The full cancellation policy is included in the intake paperwork you'll receive through the client portal.
Still have a question about cost?
Ask me directly. I'd rather talk it through than have you wonder.